Ever since the financial crisis, bank lending has been dismal. Either it wasn't easy to get a loan, or banks claimed that not enough qualified borrowers were asking for money.
Now things look different. Banks report that the amount of money out on loan is actually increasing -- for the first time in a long time. That's most likely good news for the economy. If businesses and consumers borrow money (responsibly), the economy is likely to recover; more jobs should eventually follow.
If your business has been unable to get a loan in recent years, things may change soon. Take a look at your ability to borrow -- your income, collateral, and credit scores -- and talk with your banker if it makes sense to borrow.
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