When you imagine your bank making a mistake, thoughts of bounced checks and major headaches probably come to mind. It's not uncommon for banks to make errors that make your life more difficult.
In some cases, bank errors don't cause you any trouble -- unless you bring it on yourself. For example, if the bank deposits tens of thousands of dollars into your account (and it isn't your money), you might not even notice. However, if you do notice, it's probably best to leave the money alone.
A Pennsylvania man recently "lucked out" when he noticed that his account balance jumped from $40 to over $69,000 for no apparent reason. Of course, the bank deposited the money to the wrong account. He spent most of it, and now he's got problems.
It may seem unfair given how often banks mess up with our money (and the pain of resolving those errors), but removing money that's deposited in error can lead to serious trouble -- like felony charges. However, banks don't win 100% of the time. Consumerist readers pointed out one case where a bank error might have netted a prankster almost $100,000.
Further reading:
- How and Where to Deposit Cash
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